Schultz Financial Management works with individual investors, specializing in wealth management and actively managed portfolios in Orange County and Cupertino, CA.
What we do: Schultz Financial Management actively manages the financial interests of our clients. Our investment strategy is to actively manage client portfolios with an eye towards earning consistent, attractive investment returns, regardless of the economy, interest rates, or market conditions.
How we do it: Schultz Financial Management offers clients a choice of Active Portfolio Management and Wealth Management. Which service they choose is based upon an individual client's financial situation and goals.
- Active Portfolio Management – Schultz Financial Management actively manages client portfolios. Our focus is to generate the best possible returns, keep taxes low, and ensure fees are both predictable and minimal.
Ours is a disciplined investment approach; a process in which we strive to capture most of the returns available when the financial markets are doing well, yet effectively mitigate risk during market downturns in order to preserve gains.
This contrasts to an "index" approach, where the investment manager simply purchases stocks and bonds based on a formula, then allows them to rise and fall with the market.
Active investment management is NOT market timing or churning the stocks in a client's portfolio. Rather, active portfolio management is a key strategy in minimizing the risk and maximizing returns in our client portfolios.
- Wealth Management – Schultz Financial Management's Orange County Wealth Management services combine a comprehensive, thoughtful financial planning approach with all the benefits of our Active Portfolio Management.
Schultz Financial Management's Wealth Management service is a partnership; one in which we work with clients, accountants, estate planning attorneys, insurance specialists, and other professionals to create, execute, and refine our clients' wealth management strategy.
In close consultation with clients, our team prepares a comprehensive financial plan that accounts for the full range of a client's needs, from investment management to estate planning, tax planning, insurance, and other contingencies as needed.
Schultz Financial Management's sole concern is helping clients to understand how they can best fulfill their financial goals. To learn more about our unique approach to portfolio management, complete the form above and download our FREE Report.