Investment Performance

Investment Performance Data

(updated through 12-31-09)

"Trend Following" Investment Styles

(These investment styles attempt to preserve capital during market down

trends by switching to money market or applying hedging strategies)

Investment Style	2009	2008	2007	2006	2005	2004	2003
Trend- Bond Funds	32.1%	1.8%	5.8%	7.3%	2.9%	4.6%	28.3%
LB Aggregate Bond Index	5.9%	5.2%	7.0%	4.4%	2.5%	4.3%	4.1%
Trend- Global ETFs	27.1%	-15.2%	8.2%	20.6%	16.8%	11.1%	27.7%
All Country World Index	34.6%	-42.2%	11.7%	20.9%	10.8%	15.2%	34.6%
Trend- Large Cap Stocks	22.0%	-17.8%	12.1%	na	na	na	na
S&P 500 Index Total Return	26.5%	-37.0%	5.5%	na	na	na	na
Trend- Mid Cap Stocks	18.7%	-22.6%	13.3%	na	na	na	na
Russell Midcap Total Return	40.5%	-38.4%	5.6%	na	na	na	na

Investment returns in blue, Benchmarks in black (see full explanation below)

"Core" Investment Styles

(These investment styles generally stay fully

invested regardless of current market trends)

Investment Style	2009	2008	2007	2006	2005	2004	2003
Core- Dividend Inc Stocks	16.1%	-27.0%	12.2%	17.4%	7.9%	22.1%	22.9%
DJ Industrial Avg Total Ret	22.7%	-31.9%	8.9%	19.0%	1.7%	5.3%	28.3%
Core-Quality Growth Stocks	28.6%	-39.5%	20.6%	1.8%	4.3%	17.0%	32.3%
S&P 500 Total Return	26.5%	-37.0%	5.5%	15.6%	4.9%	10.7%	28.3%
Core- Real Est Stocks	27.1%	-16.8%	-6.7%	38.4%	5.9%	30.0%	31.1%
DJ Equity REIT Total Return	28.5%	-37.6%	-15.6%	35.4%	11.1%	32.1%	36.7%

Investment returns in blue, Benchmarks in black (see full explanation below)

Total return figures (blue) are actual returns realized by a representative client invested in the designated investment strategy managed by Schultz Financial Mgmt Corp. These figures are net of the maximum annual 1% annual investment management fee for accounts greater than $500,000. Total returns figures for benchmark indices (black) are shown for comparison purposes with the corresponding investment strategy.

Top Holdings

(as of 12/31/2009)

Trend- Bond

High Yield Bonds

Trend-

Global ETFs

US Small Cap (IWM)

Mexico (EWW)

Taiwan (EWTI)

Trend- Large Cap

Stocks

Google Inc (Goog)

Apple Inc (HPQ)

Mylan Labs Inc (MYL)

Trend- Mid Cap

Stocks

Russell Mid Cap (IWR)

Core- Dividend Inc. Stocks

DTE Energy Co (DTE)

Century Tel (CTL)

Harris Corp (HRS)

Core- Quality Growth

Stocks

Google Inc (Goog)

Apple Inc (HPQ)

Merck & Co Inc (MRK)

Core- REIT Stocks

Entertainment Prop (EPR)

Nationwide Health (NHP)