Investment Performance

Investment Performance Data

(updated through 4-18-08)

"Core" Strategies

(These strategies generally stay fully invested regardless of current market trends)

	2008	2007	2006	2005	2004	2003
Core- Dividend Income Stocks	-4.8%	12.2%	17.4%	7.9%	22.1%	22.9%
Dow Jones Industrial Avg	-2.4%	8.9%	19.0%	1.7%	5.3%	28.3%
Core- Quality Growth Stocks	-6.4%	20.6%	1.8%	4.3%	17.0%	32.3%
S&P 500 Composite Index	-4.8%	5.5%	15.6%	4.9%	10.7%	28.3%
Core- Real Est Stocks	11.5%	-6.7%	38.4%	5.9%	30.0%	31.1%
Dow Jones- Equity REIT Idx	8.2%	-15.6%	35.4%	11.1%	32.1%	36.7%

"Trend Following" Strategies

(These strategies attempt to preserve capital during market down trends

by switching to money market and / or applying hedging strategies)

	2008	2007	2006	2005	2004	2003
Trend- High Yield Bonds	1.0%	5.8%	7.3%	2.9%	4.6%	28.3%
LB Aggregate Bond Index	1.4%	7.0%	4.4%	2.5%	4.3%	4.1%
Trend- Global ETFs	-0.9%	8.2%	20.6%	16.8%	11.1%	27.7%
S&P 500 Composite Index	-4.8%	5.5%	15.6%	4.9%	10.7%	28.3%
Trend- Large Cap Stocks	-4.9%	12.1%
S&P 500 Composite Index	-4.8%	5.5%
Trend- Mid Cap Stocks	-12.7%	13.3%
S&P 400 Composite Index	-2.3%	8.0%

Total return figures (blue) are actual returns realized by a representative client invested in the designated investment strategy managed by Schultz Financial Mgmt Corp. These figures are net of the maximum annual 1% annual investment management fee for accounts greater than $500,000.

Total returns figures for benchmark indices (black) are shown for comparison purposes with the corresponding investment strategy.

Top Holdings

(as of 4/18/08)

Core- Dividend Inc. Stocks

Exelon Corp (EXC)

Wrigley Wm Jr Co (WWY)

Honeywell Intl (HON)

Core- Quality Growth

Trend- Large Cap

Automatic Data Proc (ADP)

Natl Oilwell Varco (NOV)

Celgene Corp (CELG)

Trend- Mid Cap

Stocks

Airgas Inc (ARG)

Burger King Crop (BKC)

Priceline.com Inc (PCLN)

Trend-

Global ETFs

Taiwan (EWT)

Latin America (ILF)

Core- REIT Stocks

Bre Properties (BRE)

Nationwide Health (NHP)

Trend-High Yield

Bond

High Yield Bond Fund